New car loan rates
| 72 months** | 60 months | 48 months | 36 months |
|---|---|---|---|
| 3.75% | 3.50% | 3.25% | 3.00% |
Used car loans
| 60 months*** | 48 months | 24 months |
|---|---|---|
|
4.00% Year(s) 2012 - 2007 |
5.25% Year(s) 2006 - 2001 |
5.75% Year(s) 2000 & older |
Other loans and information
| Type | Maximum Amount* | Maximum Term |
| New Vehicles | 100% of the sticker price | 72 Months |
| Used Vehicles | 100% of the NADA book | 48 Months |
| Signature (unsecured) 10.00 % |
20% of gross income $250 min |
36 Months |
* Share-to-cover loans have no maximum limits.
Loan requirements: With current employer 6 mos., acceptable credit history and debt ratio.
Open-End Loans: 8.75 %
Secured by Shares Loans: 5.00 %
Signature Loans (unsecured): 8.50 %
Pay Day Loans: 10.00 %
Interest rates are subject to change by the Board of Directors
First time lenders note: There will be a first time loan fee of $20.00. It will be refunded if the loan is approved. There will be no refunds if loan is declined or requires a co-maker\signer.
